Car Repossession - Options
Auto finance companies can repossess your car if your are late, they don't have to wait a certain period of time to do so. Partial payments won't typically slow the repossession process down and pleading your case to the lender doesn't guarantee that they will wait forever.
If you are unable to catch up the car payments and the car is repossessed, the "repo man" can't "breach the peace" however. Generally, this means that he can't:
1. forcibly remove you from the car
2. force you to stop
3. break into property in order to get the car
4. pretend to be a law enforcement officer
5. threaten you or assault you
If any of the above occur, it is probably wise for you to step away and call the police.
If you want to save the car you may have one of the following options:
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